XL Design Professional now gives you a fast and easy way to access our Small Firm Program. Using the menu below, you can receive a no-obligation quote from your XL Design Professional agent and in some states you can complete a short online application, receive a quote and bind coverage. Discover why XL Insurance is your smart choice.

If you're an architect, engineer, surveyor or interior designer with annual gross receipts less than $1,000,000*, you'll want to check out our innovative program for meeting your professional liability insurance needs. *projected & last three years, including subconsultant fees. Tell me more! My practice is headquartered in the state of:

In Canada, see if your firm qualifies by sending us an email.

Through the XL Design Professional program for small firms you'll receive:

Expert Service
From agents, claims specialists and underwriters who know your business and are dedicated to serving your professional liability insurance and risk management needs.

Broad Coverage/Flexible Options
Limits from $100,000 to $2,000,000 (*$2,000,000 on annual policy only)
Specific Project Excess to increase your policy limit for select jobs
Deductibles from $0 to $5,000 for firms with receipts less than $500,000
Deductibles from $5,000 to $10,000 for firms with receipts of $500,000-$1,000,000
Defense costs not subject to deductible
Ability to insure projects completed prior to having coverage
Broad definition of claim
No pollution exclusion
Non-cancelable coverage
2 year policy available for most firms (max limit of $1,000,000)

Cost Saving Programs
Earn up to a 10% premium credit through our loss prevention education programs, many of which qualify for your profession's continuing education requirements.

Limit your liability contractually and be rewarded up to 15% in additional premium credit.

Proactive Dispute Handling

Receive expert claim service in most cases at no charge to your deductible or policy limit until a formal demand is made.
Resolve a dispute through mediation and receive up to 75% of your deductible back during the first year (50% thereafter), up to $25,000. Offset your loss of earnings during formal defense proceedings, up to $6,000.

(Note: the outline above provides program highlights only. Please refer to policy language for specific details.)