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A partner delivers on its promise

With more than 50 years of experience, the AXA XL Design Professional team continues to serve architects and engineers by providing flexible, tailored insurance coverage solutions that protect A&E design firms. We remain committed to delivering forward thinking risk management and loss prevention assistance – putting our clients’ needs first. We’re more than a policy. We’re your industry partner.

  • Earn Professional Development Hours at no additional cost through our Learning Management System
  • Receive up to a 10% premium credit (up to $10,000 in Canada)*
  • Superior supplemental/excess coverages available
  • Worldwide exposures – policies apply to wrongful acts committed and reported anywhere in the world

What is Professional Liability Insurance for Architects and Engineers?

Mistakes can happen to an architect or engineer at any time, and as a design professional providing services to customers, it’s important to have an errors and omissions (E&O) insurance policy to protect your livelihood.

E&O or Professional Liability is insurance that can help defend architects and engineers against a potential claim or circumstance. Additionally, a good policy will also protect your design firm’s reputation and relationships with clients.

To better explain the difference between a claim and circumstance, a claim is a demand for money or services that can be in written or verbal form – such as a lawsuit, an appeal for arbitration or a request for you to correct your alleged errors. A circumstance refers to an event, occurrence or situation that could potentially lead to a claim.

While you may not have done anything wrong, a client could still file a suit if they feel an error was made. There is a chance you offered an opinion on a project and years later the client comes back to sue you. Or you could be asked to produce proof of insurance to a new client within a few hours. These are a few reasons why it is good to be prepared for the unexpected. As an architect, engineer, or design consultant without professional liability coverage, you could be faced with costly legal fees and missed project opportunities.

The cost of an A/E professional liability policy varies. It depends on the number of projects, the size of your design firm, the region(s) you are doing business in and previously reported issues.

Learn more about our A&E insurance policy.

Top 10

Provider of awarded learning units listed by the American Institute of Architects (AIA)

10,500

Design professionals covered by our professional insurance team

100%

Voted ‘Best in Class’ for pre-claims assistance on the American Council of Engineering Companies (ACEC) 2020 Member Survey

More than a policy.



Searching for architect and engineer errors and omissions insurance coverage isn’t always an easy task for a design professional. How do you know if you’re getting a fair price or value from your insurance carrier? We’re here to help build a relationship with you, so you understand what’s important in a professional liability policy.



Customizable coverage for your Professional Liability risks.

AXA XL’s Design Professional unit offers insurance solutions to architects, engineers and design professionals to address your smallest to your most complex risks. Whether you are a small interior design business or a large architecture firm, our underwriters and brokers work closely with you to create a personalized insurance policy that best suits your needs.




Each policy year, firms that successfully complete an approved continuing education program can earn premium credit (in the US: up to 10% credit for the first $5 million in coverage; in Canada: up to $10,000 max on the first $5 million of coverage). An additional 15% credit can be earned with the use of a Limitation of Liability clause – applicable only in the US. Programs are registered with the American Institute of Architects (AIA), and units earned by architects are directly reported to the AIA by AXA XL’s Design Professional team. Engineers can generally use certificates of completion to self-report Professional Development Hours. Not all states/provinces and licensing boards accept these programs for Learning Units, and some do not recognize the Health, Safety, and Welfare (HSW) qualification.

Have a question about Design Professional Insurance?

You are contacting AXA XL, the P&C and Specialty division of AXA. We provide Re/Insurance to mid-sized and multinational companies, and some high-net-worth individuals.

If your enquiry pertains to personal insurance, please contact AXA.

The controller of your personal data is the AXA XL company you wish to contact with your request. The privacy policy applicable to this company can be found at: https://axaxl.com/privacy-notice

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