Design Professionals Risk Control Group

Large architect, engineer and environmental consulting firms face special risks. They require custom insurance and loss prevention programs — like those offered by XL Design Professional through the Design Professionals Risk Control Group (DPRCG).

Founded in 1988, DPRCG members include some of the most recognized names in the design professions throughout the United States. It’s an exclusive group of firms with a demonstrated commitment to loss prevention and practice management improvement. As a risk purchasing group, organized to purchase professional liability insurance, the members enjoy the benefits of shared knowledge and the control of their own program (which is administered by XL Design Professional). Access to the DPRCG program is only available through the Professional Liability Agents Network (PLAN), a group of specialist independent agents.

Membership Benefits

Exclusive benefits to DPRCG members are in addition to the programs and services available to XL Design Professional policyholders:

• Professional liability insurance coverage and services designed for the unique needs of large firms.
• Invitation to the DPRCG Loss Prevention Convocation, an industry-leading meeting conducted annually featuring the latest information and insights for large, well-managed firms.
• Participation in tailored risk reduction and quality-based programs.
• Networking amongst peers.
• Access to the DPRCG Claim Review program that provides member experts to review active claims in cooperation with the insured’s defense counsel.
• The DPRCG Claims Experience Improvement Plan is a review of closed claims and disputes through customized consultations with experts and peers. Its purpose is to identify factors that contribute to disputes in an effort to prevent future claims and losses.
• Participation in the management of the program.
• Services from member(s) of specialist Professional Liability Agents Network (PLAN).
• Potential for future share of the program’s underwriting profits.
• Research conducted in association with DPRCG’s Practice Management and Education Committee with results published through member communications.
• Customization of select XL Design Professional research, education and services.

Membership Eligibility

To be eligible for membership, a firm must:

• Qualify for and purchase professional liability insurance from XL Design Professional
• Have annual fees of $7.5 million or greater
• Purchase at least $2 million limits of professional liability insurance with a minimum $75,000 deductible.
• Pay an annual membership fee of $1,800 or as established by the DPRCG Board of Directors
• Participate in a review of its claim(s) experience that meets criteria developed by the Board of Directors. The criteria will include appropriate non-disclosure provisions to protect member proprietary information

Meet such other standards for membership as set from time to time.

Want to Learn More?

Andrea Mennenga, andrea.mennenga@xlgroup.com, 800-227-8533 ext. 2503.