Up to $10 Million Standard Policy Limit

Split Limits Option
Stretch your coverage with a small premium increase. Per claim "caps" and a larger policy limit guard against a single claim wiping out your protection.

Cost of Defense Options
Protect your deductible from the erosion of high legal fees through Dollar One Defense, Shared Cost of Defense and Aggregate Deductible Options.

Broad Definition of "Claim"
We do not wait for a formal lawsuit to acknowledge a claim against your policy and act on your behalf.

Education Credits
Receive an annual premium credit of up to 10% by completing our industry-recognized education programs. XL Design Professional now offers several risk management programs approved by the American Institute of Architects Continuing Education System (AIA/CES).

Limitation of Liability Credits
Qualify for up to a 15% premium credit by using limitation of liability clauses in your contracts.

Loss Prevention Seminars
Learn how to better manage your risks, reduce your chances of claims and lower your premiums through our informative seminar programs.

Mediation Works!
Resolve a dispute through mediation and receive up to 75% of your deductible back during the first year (50% thereafter), up to $25,000.

Early Warning Program
From the moment you report a problem, you receive expert claim service in most cases at no charge to your deductible until a formal demand is made.

Temporary Staff Coverage
Covers the work of temporary employees on behalf of and under supervision of the firm.

For additional information, please contact the XL Design Professional agent in your area.

(Note: the outline above provides program highlights only. Please refer to policy language for specific details.)